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Loan Terms

Loan Terms

Our Simple Loan Terms

Loan Terms & Conditions

Lending Programs:

All types of loans.

Loan Size:

$500k – $20M

Interest Rate:

8%

Term:

Short & Long-Term program tailored to fit different loan scenario (6 months – 30 years)

Repayment Type:

Principal & Interest. Interest only

Loan-to-Value/Loan-to-Cost:

100% of Stabilized Value

100% of Stabilized Value

100% of Stabilized Value

Origination/Exit Fee:

1%

Security:

First Mortgage Lien or Deed of Trust.

Recourse:

Non-Recourse.

Collateral:

Collateral and Non-Collateral. All Commercial RE Property Types, including Specialty Uses and Land.

Checklist

  • Scanned copy of any Government Issued Identification (front & back).
  • Scanned copy of a recent utility bill carrying your residential address.
  • Fully executed purchase agreement (if applicable).
  • Property appraisal (If applicable).
  • Past 24 months of residence with complete address.
  • Length of Time at each residence.
  • Name and address of landlord (if renting).
  • Employment History (if applicable).
  • Employer’s names and address for last 2 years.
  • Current Pay Stub.
  • Dates of Employment.
  • Two Years of W-2s (most recent).

Loan Programs

Fix & Flip Loan
Rental Loan
Multi-family Loan
Cash Out Refinance
Business Loan
Construction Loan

Get Funding

Join the satisfied customers who choose to work with Empire Lender LLC.

24/7 Online Support

(022) - 566781433

How It Works

Loan Process and Requirements

1

Submit a Loan Request

It all starts here… complete our quick and easy online application, whether you have a deal that you need funded or need a pre-approval letter.

2

Submit Supporting Documents

Provide the supporting required documents through our online portal, or email them to us, for our underwriting process. We will quickly turn around a commitment to you.

3

Document Review

We will review the title commitment, appraisal, and all other documents so that your final loan documents can be produced.

4

Closing

Once the closing has been executed, we will disburse the funds. Our average closing timeframe is 7 days

Building Foundations for a Brighter Future

At Empire Lender LLC we are proud to fund commercial properties, multi-family residential, investment residential properties, fix and flip projects, land, and construction Nationwide

Apply Now